Best home loan amount you can avail depends on your age and income. The amount disbursed varies from one lender to another depending on your net monthly salary or annual income. Presently, the range is 25-48 times of ‘net monthly income’ or 4-6 times of ‘yearly income .
Lenders offer 80-90% of the financing. Some banks even offer up to 100% financing. The amount can be of the ‘Ex-showroom’ price or the ‘On-Road Vehicle’ price.